What We Can Do For You
Bluegrass Credit Services is here to help. Using our experience in the credit dispute and restoration process, we put the full weight of the law on your side. We also provide credit guidance, education, and resources to help you master your credit and use it to your advantage.
Our credit experts review your credit reports in depth. We check over 20 different details and points of data to uncover any information that might be incomplete, outdated, or inaccurate.
Our professional credit dispute process will take the burden of dealing with the credit bureaus off of your shoulders. We do it all for you using best practices, Federal law, and our experience.
To help you make sure your credit stays secure, we professionally review your credit monitoring for any alerts, ID/SSN theft flags, new derogatory info, or suspicious activity.
You deserve the best, and we will give your our best. Throughout the process we will create strategies that will boost your credit score, empower and prepare you for long term results.
A Team Of Professionals
Who Are We?
We are a national credit repair and restoration company working with clients and creditors to improve credit profiles. Our credit experts communicate with credit bureaus by challenging questionable, inaccurate, outdated, misleading, or unverifiable data on consumer credit reports. We investigate any mistakes which may be lurking in your credit report to have it resolved and repaired, allowing you the financial freedom and advantages a good credit score accompanies.
What we do!
We understand the unforeseen can happen. We believe everyone deserves a second chance, and our credit experts are here to help. With a reputable name and experience you can trust, let us assist you in gaining back a trustworthy credit score. We strive at improving your credit, and arm you with the proper tools and knowledge to keep it. Let our credit repair experts help you today.
We provide quality assurance and experience to our customers. We are dedicated to assisting you in regaining your financial freedom. Whether you need assistance with debt collectors, debt consolidation, reestablishing credit, or more, let our education and experience in the finance world work for you. We believe education is key to restoring credit, and utilize various tools in the industry to help customers do just that.
Our top priority is to provide real results for our customers. We provide a four step process to ensure client satisfaction and credit increment. Navigating through the credit repair maze can be daunting. With regulated laws concerning collectors, creditors, and credit bureaus, we walk you through the entire process. Let us guide you through the credit repair journey and gain back your financial life. Whether you wish to finance a new home or need help consolidating debt, we are the credit repair service with proven experience.
When it comes to dealing with creditors, debt collectors, and credit bureaus, you need a credit repair company who prides itself on exceptional experience and quality. We have the expertise to navigate through any type of financial situation presented by creditors, collectors, credit bureaus.
Laws Regulated by Credit Bureaus:
- Fair Credit Repair Act
- Fair Credit Billing Act
- Fair Debt Collection Practices Act
We abide by all federally regulated laws to provide exceptional service for all your credit repair needs. It’s our goal to assist our customers in reestablishing high credit scores in an appropriate and timely fashion.
- Outdated accounts
- Inaccurate information
- Wrong personal information
- Review installment and revolving accounts that have high credit utilization
- Have accounts updated/made current
- Create a plan for correcting or removing inaccurate information
- Create a plan for increasing the credit score based on the five elements of a good score
- Create a plan for maintaining a good credit score
- Provide a phone consult to go over the plans and information
- Provide a report detailing all of the information listed above
- Online Education to build good credit and how to raise your score
- Your client file will be analyzed and reviewed
- Manual updates and reviews
- Personalized Service and Easy to reach
- Response to correspondence via USPS, UPS or FEDEX
- Credit report reviews and updates to determine next course of action
- Unlimited Personalized dispute letters
- Mailing of dispute letters
- One on One Consultation on budget questions
- Offer assistance with obtaining credit
- Ongoing credit education and advice
- Access to the education portal 24/7